Amaluddin, Amaluddin, Teddy Christianto Leasiwal, and Yerimias Manuhutu. “The Role of Financial Inclusion and ICTs in Shaping Inclusive Growth: A Bibliometric Analysis of Past, Present, and Future Trends”. Jurnal Perspektif Pembiayaan dan Pembangunan Daerah 14, no. 1 (April 30, 2026): 40–57. Accessed May 17, 2026. https://www.online-journal.unja.ac.id/JES/article/view/44019.