DARDA, Ahmad; YULI, Rama; WATI, Lela Nurlaela; ABDRAZAKOVA, Ainur. DIGITAL AND FINANCIAL LITERACY DRIVING MICRO FINANCE ACCESS: RELIGIOSITY AS CATALYST FOR SME DEVELOPMENT. Jurnal Ilmiah Ilmu Terapan Universitas Jambi, [S. l.], v. 9, n. 4, p. 1605–1624, 2025. DOI: 10.22437/jiituj.v9i4.47587. Disponível em: https://www.online-journal.unja.ac.id/JIITUJ/article/view/47587. Acesso em: 17 apr. 2026.