MATARAM, M Dedy Ompi; MULYANTI, Rita; ACHMADI, Achmadi. FEAR-DRIVEN DECISION-MAKING IN CYBER RISK MANAGEMENT AND DIGITAL TRANSFORMATION OF BANKING: A SYSTEMATIC LITERATURE REVIEW. Jurnal Ilmiah Ilmu Terapan Universitas Jambi, [S. l.], v. 10, n. 2, 2026. Disponível em: https://www.online-journal.unja.ac.id/JIITUJ/article/view/53556. Acesso em: 22 apr. 2026.