Garnita, Marlin Faishal, Panji Oktavian, and Artha Sejati Ananda. “THE ROLE OF PERCEIVED SECURITY AS A MODERATOR IN SMES CONSUMERS’ INTENTION TO ADOPT QRIS AS A PAYMENT METHOD”. Jurnal Ilmiah Ilmu Terapan Universitas Jambi 10, no. 2 (April 30, 2026): 753–767. Accessed May 17, 2026. https://www.online-journal.unja.ac.id/JIITUJ/article/view/54067.