Sugiarto, Adrian Herma, Evi Maria, and Yessica Nataliani. “INFORMATION SYSTEMS ADOPTION AND USE BEHAVIOR OF QRIS AS A DIGITAL PAYMENT INFRASTRUCTURE AMONG GENERATION Z”. Jurnal Ilmiah Ilmu Terapan Universitas Jambi 10, no. 2 (April 30, 2026): 709–724. Accessed May 17, 2026. https://www.online-journal.unja.ac.id/JIITUJ/article/view/54186.