Widyaningtya, Ratna Catur, and Suhartono Suhartono. “THE INFLUENCE OF INCOME LEVEL, FAMILY EDUCATION, FINANCIAL LITERATURE ON RETIREMENT PLANNING MEDIATED BY SAVING BEHAVIOR”. Journal of Business Studies and Management Review 5, no. 1 (December 31, 2021): 74–78. Accessed April 23, 2026. https://www.online-journal.unja.ac.id/jbsmr/article/view/15237.